MoneyNavigation Mortgage Planning

Home | Privacy Policy | Site Security

Home
Get Pre-Approved
- Prequalify
- Edit Prior Application
- Blank Printable Application
- Printable Bilingual Application
- Free Quick Quote
- New Purchase
- Refinance Adviser
- Debt Elimination
Loan Center
- Loan Checklist
- Mortgage Glossary
- Today's Rates
- EduCenter
  - Buying Your Primary Home
  - Refinancing Your Home
  - Improving Your Personal Cash Flow
  - Improving Your Credit Score
  - Preparing for Your Retirement
  - Funding Your Children's Education
  - Caring for Elderly Parents
  - Buying a Vacation Home
  - Investing in Real Estate
  - Changing Your Job or Career
  - Starting or Selling a Business
  - Financial Strategies for Divorce
  - Saving Money on Your Taxes
  - 20 Terms You Must Know
  - Types of Loans
  - Loan Terms
- Mortgage Interest REFUND Evaluations
  - Mortgage Interest Overcharge REFUNDS
- Mortgage Expertise Quiz
- Shopping for a Mortgage
- Mortgage Planning Process
- Tips for a Smooth Loan Process
- Additional Services
  - Lower Your Insurance Premiums!
  - Identity Theft Lock
- Auto Loans, Business Loans Other Loans
  - Auto, Business and Other Types of Loans
- Credit Cards
  - Credit Cards
Calculators
- Basic Mortgage Qualification
- Bi-Weekly Mortgage
- Detailed Mortgage Qualification
- How Much Can I Afford?
- Monthly Loan Payment
- Prepayment Analysis
- Prepayment Mortgage Reduction
- Principal After X Years
- Rent vs. Own
Company Info
- About Us
- Privacy Policy
- Testimonials
- Site Security
- Contact Us
- Why You Need a CMPS
- Whose Advice Are You Following
- CMPS Code of Ethics
- Privacy Warning
- Licensing
Videos & More
- Videos
  - The Secret to Debt-Free Living
  - 401k Limits
  - Granny, Chickens & Paperwork
  - Police Chief ID Stolen
  - FTC ID Theft Video
- Eye Openers
  - Bankrate.com Feeling Heat
  - APR Can Cost You
  - Fed Cuts Don't Lower Rates
  - MBS vs. 10yr Note
  - The Truth Behind Builder Incentives
- Just 4 Fun
  - Cutest Thing Ever

Cutest Thing Ever? You Decide...

Mocha & His Broccoli
As seen on YouTube.com

"Fun, Family & Finance...who says they can't go together?"

We hope you'll give us the chance to earn your business, but at the very least we hope we've been able to brighten your day a little and put a smile on your face.

Our goal is to leave everyone a little bit better than before they visited!

All the best,

MJ's Sig

Mary Jo Lachica, CMPS

Free Mortgage Information

Contact Info

send email

Mary Jo Lachica
Certified Mortgage Planning Specialist

ph. 949-369-0250
fx. 800-610-9802

Mortgage Calculators

Better understand your loan options using mortgage calculators!
Click Here

Mortgage Glossary

Become more familiar with all the terms used in the Loan Process.
Click Here